{"id":808,"date":"2025-11-10T11:36:20","date_gmt":"2025-11-10T11:36:20","guid":{"rendered":"https:\/\/isquaredemo.com\/MLT\/threegraceslegal\/?page_id=808"},"modified":"2025-11-13T11:18:03","modified_gmt":"2025-11-13T11:18:03","slug":"undisclosed-commission-claims","status":"publish","type":"page","link":"https:\/\/isquaredemo.com\/MLT\/threegraceslegal\/individuals\/undisclosed-commission-claims\/","title":{"rendered":"Undisclosed Commission Claims"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"808\" class=\"elementor elementor-808\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-59115bc3 e-con-full Inner-banner-section e-flex e-con e-parent\" data-id=\"59115bc3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6877d401 e-con-full Inner-banner e-flex e-con e-child\" data-id=\"6877d401\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-5b08303c e-flex e-con-boxed e-con e-child\" data-id=\"5b08303c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7716a9b elementor-widget elementor-widget-heading\" data-id=\"7716a9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Undisclosed Commission Claims\n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-622cb854 e-con-full Breadcrumb_template e-flex e-con e-parent\" data-id=\"622cb854\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21c69b8b elementor-widget elementor-widget-template\" data-id=\"21c69b8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"1076\" class=\"elementor elementor-1076\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-360665ce e-con-full Breadcrumb-section e-flex e-con e-parent\" data-id=\"360665ce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4eba893c e-con-full Breadcrumb e-flex e-con e-child\" data-id=\"4eba893c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39389b50 elementor-align-left elementor-widget elementor-widget-breadcrumbs\" data-id=\"39389b50\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/isquaredemo.com\/MLT\/threegraceslegal\/\">Home<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8c05186 e-con-full content-box e-flex e-con e-parent\" data-id=\"8c05186\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5482e24b e-con-full content-box-full e-flex e-con e-child\" data-id=\"5482e24b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2b276839 e-con-full content-side-right e-flex e-con e-child\" data-id=\"2b276839\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-55b76f72 elementor-widget elementor-widget-heading\" data-id=\"55b76f72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Undisclosed Commission Claims\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-222df78b elementor-widget elementor-widget-text-editor\" data-id=\"222df78b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you took out a mortgage or secured loan through a broker, you may be entitled to recover money through an undisclosed commission claim. Our experienced team can help you find out if your lender or broker failed to act in your best interests. Call us today on\u00a0<span class=\"InfinityNumber clickable\"><a href=\"tel:+441514536705\">0151 453 6705<\/a><\/span>\u00a0or complete our simple\u00a0<a href=\"https:\/\/isquaredemo.com\/MLT\/threegraceslegal\/contact-us\">online contact form<\/a>\u00a0for a free, no-obligation consultation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e9443a5 elementor-widget elementor-widget-text-editor\" data-id=\"1e9443a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Prior to 2009 and the introduction of the Consumer Credit Act, it was commonplace for lenders to make commission payments to brokers for new business they introduced to them. Brokers had a duty to disclose such commission payments to their customers and to exclusively act in their best interests.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-389766c4 elementor-widget elementor-widget-text-editor\" data-id=\"389766c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If a broker fails to disclose any details of a commission payment they have received, then they would be placed in a position of a conflict of interest. If the lender also fails to disclose to the customer any details regarding the commission payment to the broker, then this is what is known as a\u00a0<em>fully secret\u00a0<\/em>commission. This gives rise for a claim to be made either against the broker or the lender.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d4619c elementor-widget elementor-widget-text-editor\" data-id=\"2d4619c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Following recent decisions in the Court of Appeal, it is possible to essentially unwind a loan agreement or mortgage if there has been a\u00a0<em>fully secret<\/em>\u00a0commission payment. This means that you should be entitled to a refund of all the interest, fees and charges you have paid over and above the sum you have borrowed.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37eba368 elementor-widget elementor-widget-heading\" data-id=\"37eba368\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contact Our Undisclosed Commission Claim Lawyers Today\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72ee0a5c elementor-widget elementor-widget-text-editor\" data-id=\"72ee0a5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you suspect your broker or lender received a hidden commission, you could reclaim thousands in interest, fees and charges. Our lawyers can quickly assess whether you have a valid claim and guide you through the process from start to finish.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c08b939 elementor-widget elementor-widget-text-editor\" data-id=\"c08b939\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"content-side right\"><div class=\"item-page\"><div><p>If you believe you may have a claim we invite you to contact us on\u00a0<span class=\"InfinityNumber clickable\"><a href=\"tel:+441514536705\">0151 453 6705<\/a><\/span>\u00a0or complete our\u00a0<a href=\"https:\/\/isquaredemo.com\/MLT\/threegraceslegal\/contact-us\">online contact form<\/a> for a free, no obligation discussion to see if we can help you.\u00a0<\/p><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-44014f00 e-con-full right-side e-flex e-con e-child\" data-id=\"44014f00\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6fc5e025 e-con-full Make_free_enquiry_template e-flex e-con e-child\" data-id=\"6fc5e025\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2af07831 elementor-widget elementor-widget-template\" data-id=\"2af07831\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"1070\" class=\"elementor elementor-1070\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-470f2411 e-con-full e-flex e-con e-child\" data-id=\"470f2411\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1e5f1150 elementor-widget elementor-widget-heading\" data-id=\"1e5f1150\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Make a free enquiry, call now<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39700b00 elementor-widget elementor-widget-text-editor\" data-id=\"39700b00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"tel:+441514536705\">0151 453 6705<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d8c3508 elementor-widget elementor-widget-shortcode\" data-id=\"2d8c3508\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f946-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"946\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/MLT\/threegraceslegal\/wp-json\/wp\/v2\/pages\/808#wpcf7-f946-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"946\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f946-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/fieldset>\n<div class=\"Make-enquiry\">\n\t<div class=\"box\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" autocomplete=\"name\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Name\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"box\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"tel-623\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone Number\" value=\"\" type=\"tel\" name=\"tel-623\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"box\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" autocomplete=\"email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email Address\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"box\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Message\" name=\"your-message\"><\/textarea><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"box checkbox\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"checkbox-850\"><span class=\"wpcf7-form-control wpcf7-checkbox wpcf7-validates-as-required\"><span class=\"wpcf7-list-item first last\"><label><input type=\"checkbox\" name=\"checkbox-850[]\" value=\"Please tick here before pressing send\" \/><span class=\"wpcf7-list-item-label\">Please tick here before pressing send<\/span><\/label><\/span><\/span><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"box agreef\">\n\t\t<p>I understand that by submitting my query to you, my personal data (name, email address and contact number) will be processed by you in order to contact me and assist me with my query. I confirm I have read and understood the <a href=\"https:\/\/isquaredemo.com\/MLT\/threegraceslegal\/privacy-notice\" target=\"_blank\">Privacy Notice<\/a> and I consent to you processing my data for the purpose of contacting me to assist me with my query.\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"box Send-btn\">\n\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Send\" \/>\n\t\t<\/p>\n\t<\/div>\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7a17adda e-con-full what_our_clients_template e-flex e-con e-child\" data-id=\"7a17adda\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-369bd6cd elementor-widget elementor-widget-template\" data-id=\"369bd6cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"1291\" class=\"elementor elementor-1291\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ab27787 e-con-full e-flex e-con e-child\" data-id=\"4ab27787\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1dc6b33c elementor-widget elementor-widget-heading\" data-id=\"1dc6b33c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What our clients say\n<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5d1ee148 e-con-full Testimonial-section e-flex e-con e-child\" data-id=\"5d1ee148\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2bc00a94 elementor-testimonial--align-left Testimonial-slider elementor-testimonial--skin-default elementor-testimonial--layout-image_inline elementor-arrows-yes elementor-widget elementor-widget-testimonial-carousel\" data-id=\"2bc00a94\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;slides_per_view&quot;:&quot;1&quot;,&quot;slides_to_scroll&quot;:&quot;1&quot;,&quot;space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;show_arrows&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;loop&quot;:&quot;yes&quot;,&quot;space_between_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]}}\" data-widget_type=\"testimonial-carousel.default\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-main-swiper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Slides\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\tDaniel quickly defended our position and forced the other side to back down. We were very pleased with the manner of Three Graces Legal...\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\tDaniel, Aaron and their team have vast knowledge and have always offered helpful advice across the range of services I\u2019ve instructed them for...\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\" 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